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AXA PPP Standard Plan

The International Health Plan Standard policy offers you cover for necessary treatment of new medical conditions that arise after you join. It does not cover you for treatment of medical conditions that existed, or you had symptoms of before joining

Manufacturer - AXA PPP
Model # - Standard Plan
Submitted By - April Medibroker (Distributor, Broker)
Country - England
Category - Health Insurance

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Specifications

Medical Expenses :   Maximum of £750,000 per year
Hospitalization :   100% up to Maximum of policy benefit*
Area of Cover :   Areas 1*, 2* and 3*
Outside Area :   Up to six weeks treatment within your policy benefi
Dental Care* :   50% up to max £400 area1 - £320 area2 - £240 area3
Travel Insurance :   Otional benefit

Details

AXA PPP International Health Plan - Standard

The International Health Plan Standard policy offers you cover for necessary treatment of new medical conditions that arise after you join. It does not cover you for treatment of
medical conditions that existed, or you had symptoms of before joining. However, in some circumstances you may have joined on a different basis, please refer to the ‘Existing medical conditions’ section for further information. There is also no cover for ongoing, recurrent and long-term conditions (also known as chronic conditions).

Your cover includes:
• in-patient and day-patient treatment and associated medical practitioners’ charges

• out-patient surgical procedures

• radiotherapy and chemotherapy

• computerised tomography (CT), magnetic resonance imaging (MRI) and positron
emission tomography (PET) scans

• in-patient and day-patient treatment of psychiatric illness

• dental care.

Frequently asked Questions*:

What happens if I require emergency treatment?

If the treatment is given as an emergency then you will not be able to telephone us
beforehand.

Do however, ask somebody to telephone us as soon as possible and make sure that, when you are admitted to hospital, the hospital is given your membership card so that they can contact us straight away.

How are my medical bills settled?

In-patient treatment outside the UK. - The International Directory of Hospitals includes a list of hospitals worldwide where AXA PPP healthcare has a Direct Settlement agreement.

This means that if you require in-patient treatment and it is received at one of the named hospitals, then we can settle eligible bills directly with the hospital on your behalf, subject to the terms of your policy, and providing that treatment has been pre-authorised by us.This in turn will save you from having to make a pre-payment on admission.

If the hospital to which you are to be admitted is not contained in the International
Directory of Hospitals, we may still be able to settle your expenses directly.

AXA PPP healthcare has a Direct Settlement Desk which is dedicated to assisting you with the direct settlement procedures.

Direct Settlement Desk:
Tel +44 (0) 1892 503 915
Fax +44 (0) 1892 503 189

Am I covered for medical conditions that I had prior to joining?

As medical insurance is designed primarily to provide cover for treatment of new medical conditions that arise after you join, there is generally no cover for treatment of medical conditions that existed prior to joining or for medical conditions arising from or associated with a medical condition that existed prior to joining.

How will I know what medical conditions I am not covered for?

If you have completed a medical history declaration, your membership statement will show the medical conditions we will not cover. Please contact us if you are in any doubt about the extent of your cover.

Will my policy cover me for cancer treatment?

You are covered for treatment of a new cancer which arises after you join and for any
recurrence of this cancer. If you have exclusions because of your past medical history
which relate to a cancer, then you will not be covered for any recurrence of cancer.

Please refer to the section ‘Existing medical conditions’within the current brochure for further information on your cover for pre-existing medical conditions.

Which hospitals do I have cover for?

You can use any hospital in your principal country of residence or within your area and we will pay the reasonable charges. However, we cannot settle bills for in-patient treatment directly with all hospitals; please refer to ‘How are my medical bills settled?’ within the current AXA PPP Brochure and the International Directory of Hospitals.

What services provided by a medical practitioner are eligible for benefit?

Medical practitioners’ fees for treatment in hospital and surgical procedures are eligible
for benefit, subject to any limits of this policy. We do not pay charges for administration
costs of written reports.

Will treatment charges be met in full?

We publish a document called the ‘schedule of procedures and fees’ which sets out what we will pay medical practitioners, for the services they provide to our customers. We will pay eligible fees in full when a medical practitioner charges up to the level shown within the schedule of procedures and fees.

To receive a free, no obligation tailored quotation with the AXA PPP International Medical Insurance Standard Plan please visit medibroker.com and one of our expert advisors will email you initial quotations within one working day. If you would prefer someone to contact you by telephone to discuss your medical insurance needs in more detail, please let us know in the "Questions" box at the end of the enquiry form.

APRIL Medibroker has over ten years experience in providing international health insurance to individuals and companies (both large and small) worldwide. We can offer solutions from all of the top providers and tailor them to your specific needs.

April Medibroker works on the basis of a choice of international medical insurance plans, and gives you Best Advice on both benefits and premiums as well as area of cover needed.

Our service is available to people of any nationality, anywhere, living or working in another country (expatriates). International health insurance cover is offered for Europe, Worldwide excluding the USA and Worldwide including the USA.

Choosing the best international private medical insurance plan isn't something that can be left to chance. Wherever you are in the world you need to be sure that the plan you buy is going to give you help, quality and peace of mind that you deserve.

April Medibroker's team of expert advisers have extensive knowledge of the global market and will only advise solutions to you that we know are of of the highest possible quality.

The international medical insurance quotations we send to you are from international health insurance companies that we have worked with for many years and we assess regulary to ensure that not only do they give you the best benefits to meet your needs, but also maintain excellent levels of service and claims handling throughout the duration of your expat medical insurance cover. We trust them to cover you.

*see benefit schedule for full details

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